What HOA Remodeling Approval Covers
A homeowners association approval and a building permit answer different questions. HOA remodeling approval checks whether a project fits the community’s governing documents, such as rules on exterior colors, windows or fences. A building permit checks whether the work meets building codes. Many projects need both, and one does not replace the other.
So read the association’s rules before finalizing a design.
Why the Two Approvals Differ
The city or county enforces codes for safety. In contrast, an association enforces private rules that owners agreed to when they bought. A permit can be issued for a project the association later rejects, and an association can approve work the city still needs to permit.
For example, the City of Sacramento says fences and patio covers need permits under certain conditions. An HOA may separately control their height, style and color.
Projects Associations Often Review
Exterior changes draw the most attention. Some associations also review interior work that affects shared walls, floors or plumbing in attached homes.
- Exterior paint and roofing materials
- Windows, doors and garage doors
- Patio covers, decks and fences
- Landscaping and hardscape
- Solar panels and outdoor equipment
Sequencing HOA Remodeling Approval and Permits
Many owners seek association approval first, since a rejected design means redrawing plans. Others apply for both at once to save time. Ask the association how long review takes and when the board meets.
Then plan the schedule around the slower of the two.
What to Submit to the Association
Associations usually want drawings, material samples, color chips and a description of the work. Some also ask for contractor information and proof of insurance. Submit complete packages to avoid repeat reviews.
Attached Homes and Shared Elements
Condos and townhomes often share structure and utilities. Work that touches a shared wall or roof may need special approval. The article on soundproofing between rooms covers one common concern in attached homes.
HOA Remodeling Approval Timelines and Appeals
Boards often meet monthly, so a missed deadline can cost weeks. Ask for the submission calendar before designing. If the board rejects a plan, ask for written reasons and whether a revised design could pass.
Some governing documents also describe an appeal path. Meanwhile, avoid starting work until both the permit and the HOA remodeling approval arrive in writing, since unapproved changes can lead to fines or orders to undo the work.
Keeping Records
Save the written approval along with permits. If a dispute comes up later, those documents show what the association approved. The exterior color coordination article helps prepare color choices before review. Treating HOA remodeling approval as its own step keeps the project from stalling.